For anyone who is currently trying to sell their property it would be fair to say that the economic conditions aren’t ideal. Whilst the number of home sales is certainly on the rise – and figures are far more positive than at any time in the past three years – there still remains a stagnancy [...]

Whilst payday loans have always been something of a risky business given their enormously high APRs and the quick repayment period, recently the pressures that many are feeling financially have made them a rather dangerous last resort.  Research by the housing charity Shelter has found that more than a million people in Britain are struggling [...]

Rogue tradesmen are the bane of every honest tradesmen’s life, as – like the few individuals who abuse the trust of the public in every sector – they give the industry a bad name. Whilst the majority of tradesman are honest and reputable, there are some who will do a bad job and be lazy [...]

Personal finances can be extremely stressful, particularly in an economic climate that tends to punish mistakes. Handling money on a day-to-day basis can be an incredible strain for many of us, more so for those one-off events like moving house. This kind of pressure tends to be made even worse by major life events – [...]

The equity in a property is the value of the home that is debt free – this is essentially the difference between the market value and any outstanding liens on the property, such as a mortgage. As payments are made against the outstanding balance of a mortgage, the more the equity increases. However, certain conditions [...]

Have you been stopped from selling your house because of squatters living in your property? That’s what happened to Janice Mason last year after squatters took over the empty home of her deceased mother just weeks before it was due to be sold. Before contracts were exchanged a group of so-called “home invaders” broke in [...]

The risk of repossession arises for homeowners who cannot make their scheduled mortgage payments. There may be any number of reasons for this, from being made redundant to mismanaging their monthly budget. It’s not something that happens instantly, there are a number of steps between missing payments on your mortgage and your home being repossessed [...]

Mortgages can be a complex business and it’s often rather difficult to get to grips with the different types on offer, and which one is right for you. If you’re looking for information on the various types of mortgages and how to choose one that works with your finances, here is a quick guide: A [...]