Lease Options

Releasing yourself from debt

We begin the process of releasing you from your monthly mortgage payments by agreeing with you a purchase price for your home. As we’ll be completing the purchase in the longer- term future (as opposed to immediately), we’ll be able to offer you more money for your home and typically we can get very close to your full asking price. As soon as we have made this agreement, we’ll sign and (typically) exchange contracts for sale on the very same day. The speed of this process is designed to give you peace of mind, and as one customer said, the speed with which we move “just stops the pain”.

We then become responsible for paying your mortgage, and/or any other secured loans for the house on a monthly basis. Alternative monthly payments can also be arranged so it’s always worth calling us on 01908 232879 to discuss how we can help you “stop the pain”.

The next step is to complete the purchase of your home at an agreed time in the future. This is usually in around three years to five years. The longer this period is, the more we can pay for your home. We are very flexible, so please call us on 01908 232879 to discuss your options. Once this stage is finalised, your property will be transferred to us, and your equity released to you.

Many people benefit from this particular service. They include people who are going through a divorce and want to quickly be released from the burden of paying their mortgage, to people who need to refurbish their property in order to sell but can’t afford the repairs. Other people who can benefit are those with little or no equity in their property, who cannot afford to sell their home at a discount, but who cannot afford their monthly mortgage payments either. We can help you, if you’re in any of these scenarios by taking over your monthly payments and ultimately buying your home at full (or close to) market value.

If you want to be free from your monthly mortgage or loan payments, and are willing to wait until the completion of the sale in order to receive your equity, then this service could be the ideal solution for you.

Whatever your circumstances, we are happy to try to help you. Our service is suitable for anyone wishing to sell their property quickly and who wants to be released from the pain of trying to pay a mortgage they can no longer afford. If you’d like to discuss your options please call us today on 01908 232879 (24 hour message. Guaranteed call back in 24 hours. Guaranteed decision in 24 hours).