Being in debt can feel like you’re stuck at the bottom of a well with no way out. But there are in fact many simple tools you can implement to help change your circumstances for the better. There is no need to feel helpless – these little nuggets of advice will allow you to take [...]

Whilst payday loans have always been something of a risky business given their enormously high APRs and the quick repayment period, recently the pressures that many are feeling financially have made them a rather dangerous last resort.  Research by the housing charity Shelter has found that more than a million people in Britain are struggling [...]

Personal finances can be extremely stressful, particularly in an economic climate that tends to punish mistakes. Handling money on a day-to-day basis can be an incredible strain for many of us, more so for those one-off events like moving house. This kind of pressure tends to be made even worse by major life events – [...]

The equity in a property is the value of the home that is debt free – this is essentially the difference between the market value and any outstanding liens on the property, such as a mortgage. As payments are made against the outstanding balance of a mortgage, the more the equity increases. However, certain conditions [...]

Have you been stopped from selling your house because of squatters living in your property? That’s what happened to Janice Mason last year after squatters took over the empty home of her deceased mother just weeks before it was due to be sold. Before contracts were exchanged a group of so-called “home invaders” broke in [...]

The risk of repossession arises for homeowners who cannot make their scheduled mortgage payments. There may be any number of reasons for this, from being made redundant to mismanaging their monthly budget. It’s not something that happens instantly, there are a number of steps between missing payments on your mortgage and your home being repossessed [...]